COLLATERAL RECORD SPECIALIST
Company: Hancock Whitney
Location: Montgomery
Posted on: September 28, 2024
Job Description:
Thank you for your interest in our company! To apply, click on
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spam folder. You may review, modify, or update your information by
visiting and logging into your account. JOB FUNCTION / SUMMARY:
Responsible for the Lien Perfection and Insurance Tracking to
secure the Bank's collateral timely and accurately and works with
the local and state governments to ensure all recordings are filed
properly; verifies that all insurances and funding requirements are
met and ensures compliance with the Sarbanes Oxley Act. ESSENTIAL
DUTIES & RESPONSIBILITIES:
- Tracks all flood insurance policies to comply with the federal
flood requirements, force placing insurance when necessary
- Review all vehicle title applications for completeness and
research any title problems.
- Prepares and files all post-closing UCC searches.
- Corresponds with customers and insurance agents to verify
insurance coverage is of the correct amount and is valid.
- Monitors risk management by working UCC and Mortgage/Deed
reports for filing continuations, re-inscriptions and modifications
timely
- All other duties/special projects as assigned.
- Incumbent is required to comply with all applicable federal,
state, and local banking and industry related laws and regulations
including but not limited to the Bank Secrecy Act. SUPERVISORY
RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE &
KNOWLEDGE:
- Associate Degree or equivalent
- 2 years related experience and/or training
- No certification, licensure or registrations are required to
successfully apply for this job; however, the following
certifications from Hancock Bank's Computer Based Training (CBT)
are required, if applicable, once in this position:
- Certification in Banking Regulations (Reg. B, Reg. CC, Reg. O,
Reg. Z)
- Certification in HMDA Compliance
- Certification in CRA, RESPA, RMR Regulations
- Must be a documentation expert
- Must possess a complete understanding of all state and federal
requirements for loans
- Must have full knowledge of all regulatory requirements
- Must have full knowledge of the loan process and procedure
- Loan documentation knowledge of consumer, commercial and real
estate loans
- Knowledge of federal compliance laws and those in the
applicable states
- Ability to work independently with little supervision
- Ability to manage several projects simultaneously
- Ability to make decisions independently
- Proficient operation of Microsoft Office Products such as Word
and Excel
- Excellent verbal and written communication skills in order to
communicate effectively
- Must be able to establish and maintain a high level of
credibility with all levels of internal and external
customers.
- Detail oriented. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
- Ability to work under stress and meet deadlines
- Ability to operate a keyboard if required to perform the
essential job functions
- Ability to read and interpret a document if required to perform
the essential job functions
- Ability to travel if required to perform the essential job
functions
- Ability to lift/move/carry approximately 20 pounds if required
to perform the essential job functions. If the employee is unable
to lift/move/carry this weight and can be accommodated without
causing the department/division an undue hardship then the employee
must be accommodated; hence omitting lifting/moving/carrying as a
physical requirement. Equal Opportunity/Affirmative Action
Employers. All qualified applicants will receive consideration for
employment without regard to race, color, religious beliefs,
national origin, ancestry, citizenship, sex, gender, sexual
orientation, gender identity, marital status, age, physical or
mental disability or history of disability, genetic information,
status as a protected veteran, disabled veteran, or other protected
characteristics as required by federal, state and local laws.
Keywords: Hancock Whitney, Montgomery , COLLATERAL RECORD SPECIALIST, Other , Montgomery, Alabama
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