Credit Analyst - REMOTE
Company: Ryder System
Location: Montgomery
Posted on: January 27, 2023
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Job Description:
**Current Employees:**If you are a current employee at Ryder
(not a Contractor or temporary employee through a staffing agency),
please click here
(http://wd5.myworkday.com/ryder/d/task/1422$3.htmld) to log in to
Workday to apply using the internal application process._Job
Seekers can review the Job Applicant Privacy Policy by clicking
HERE. (https://ryder.com/job-applicant-privacy-policy)\_You are the
driving force behind our company.Start your career with Ryder
today!**Summary**The Credit Analyst will perform a variety of
analytical functions required to maintain credit standards and
mitigate credit risk to Ryder's portfolio of customer accounts and
prospective accounts**Essential Functions**+ Works with sales group
on outstanding deals for adds, replacements and extension in the
Lease and DCC product lines+ Reviews credit reports, Ryder and
company history, and does deep dive financial analysis, reviewing
year to year trends as well as possible interim financial statement
review+ Use industry financial benchmark statistics in order to
approve or decline the request from the field for the investment
and revenue of the deal as well as the customer exposure.+ Submits
executive reviews to senior management and recommends appropriate
structure to mitigate risk on high dollar or high risk customers+
Performs annual review on customer's financial statements to
determine any deterioration of their financial condition and
re-evaluate the desired exposure, determining the proper credit
line as well as an action plan to reduce our exposure if needed+
Communicates to stop loss, collections, sales and operations on
problem or high risk accounts by e-mail or conference calls to
advise of potential loss+ Identifies industry risk by critiquing
our write-offs by SIC code and payment trends of our customers+
Evaluate our customer portfolio mix by reviewing customer's credit
score and stratification to possibly re-assess our credit
scorecards. Will review Ryder's customer's financial condition in
order to properly set credit lines for receivable exposure,
reducing or recommending an increase in services as needed. Also
assist Treasury and Finance on reviewing certain
industries/customers such as automotive or supplier reviews+ Works
on continual improvement processes with our Cortera Systems+
Prepare documents and participate in Credit Committee calls on
Business Decisions with Sr. Credit Manager, CFO and Sales
Management**Additional Responsibilities**+ Train other Jr. Analysts
on Financial Analysis or other credit processes+ Assist with Ad hoc
tasks required within the department+ Performs other duties as
assigned.**Skills and Abilities**+ Demonstrates analytical skills+
Ability to complete spreads, analyzing trends and assessing credit
risks+ Capable of multi-tasking, highly organized, with excellent
time management skills+ Strong verbal and written communication
skills+ Ability to create and maintain professional relationships
within all levels of the organization (peers, work groups,
customers, supervisors)+ Ability to work independently and as a
member of a team+ Flexibility to operate and self-driven to excel
in a fast-paced environment+ Detail oriented with excellent
follow-up practices**Qualifications**+ Bachelor's degree required
in Business, Finance Accounting or 7 years equivalent Business work
experience+ Three (3) years or more related work experience
required**DOT Regulated:** NoApplicants from Colorado, Connecticut
and Washington State:Salary is determined based on internal equity;
internal salary ranges; marketdata/ranges; applicant's skills;
prior relevant experience; certain degrees orcertifications,
etc.The salary for this position ranges from $65K-70KRyder offers
comprehensive health and welfare benefits, to include
medical,prescription, dental, vision, life insurance and disability
insurance options, as well aspaid time off for vacation, illness,
bereavement, family and parental leave, and a tax advantaged 401(k)
retirement savings plan**Job Category:** Credit & CollectionsRyder
is proud to be an Equal Opportunity Employer and Drug Free
workplace. All qualified applicants will receive consideration for
employment without regard to race, religion, color, national
origin, sex, sexual orientation, gender identity, age, status as a
protected veteran, among other things, or status as a qualified
individual with disability._Job Seekers can review the Job
Applicant Privacy Policy by clicking HERE.
(https://ryder.com/job-applicant-privacy-policy)\_\#wd
Keywords: Ryder System, Montgomery , Credit Analyst - REMOTE, Professions , Montgomery, Alabama
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